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Ricardo Chavatal is a licensed insurance agent and is not affiliated with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) for full plan information.

Understanding Medicare

Medicare is a federal health insurance program primarily for individuals age 65 and older, as well as certain younger people with disabilities. Coverage is divided into different parts, each designed to help cover specific healthcare needs.

Friendly Doctor

Hospital Insurance
Helps cover inpatient hospital care, skilled nursing facility care, hospice services, and some home health care.

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Ricardo Chavatal – Licensed Insurance Agent  
Licensed in NJ, NY, FL, PA | NPN: 19335308
Not affiliated with or endorsed by the U.S. government or the federal Medicare program.
Medicare Disclosure: We do not offer every plan available in your area. Currently, we represent a limited number of organizations which offer Medicare products. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.

This website is for informational purposes only and does not provide medical, legal, or financial advice.


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